FOX 47 - Health News
23-year-old Shelby Seeberg is a UW grad student. She says she would have been dropped from her mom's insurance this year, but thanks to new federal laws, she wont.
"I've taken out the max student loans just to live day to day on and worrying about health coverage or health is an added stress," Seeberg said.
Now anyone up to the age of 26 can be covered under their parents' insurance. That's only if they do not have a job that already offers them coverage.
But that policy isn't the only change to your health insurance. Now anyone 18 years old or younger can't be denied coverage because of a pre-existing condition like cancer.
Insurers can't drop a person because they're sick or for an error on their insurance application. There is no longer a cap on the amount of coverage you can receive, and you get free preventative care, meaning no co-payments for things like physicals.
Now what does this mean to you?
Bobby Peterson is executive director of ABC for Health. The non-profit helps find coverage for people who have trouble getting insurance.
He says insurers are required to implement these changes, but it's up to people to take advantage.
"The best thing you can do is call your parents and go through their employer," Peterson said.
Some people may not see the changes right away because some insurers don't have to implement changes until a person's policy needs to be renewed.
Peterson suggests talking with employers about when the policies go into effect and how they affect you.
The most significant policies of the Health Care Reform Law go into effect in 2014.
Sun. - Fri. on FOX 47 News at 9!
Top Health Headlines (foxnews.com)
|Cancer charity gives patients wacky makeovers|
A French cancer charity found a remarkable - and hilarious - way for sufferers to forget their illness.
|FDA looks again at Boston Scientific anti-stroke device|
U.S. Food and Drug Administration staff reviewing data on Boston Scientific Corp's novel anti-stroke device highlighted the implant's failure to meet a key goal for effectiveness in a recent study but said on Monday that other data must be weighed in deciding whether it should be approved.
|How to spot vision problems in children|
There are many conditions that, although extremely rare, can cause blindness in a child if not caught on time.
|New HIV case spurs another porn moratorium|
The advocacy group for the adult film industry has called for another moratorium on filming after an actor tested positive for HIV for the third time this year.
|Viagra may help treat menstrual cramps, study finds|
Viagra may not only be useful for the male gender. A new study has revealed that the erectile dysfunction medication may help to relieve women’s menstrual cramps.
Tonight on FOX 47
5:00pm Two and a Half Men
5:30pm Big Bang Theory
6:00pm Modern Family
6:30pm Big Bang Theory
7:00pm Almost Human
8:00pm Sleepy Hollow
9:00pm FOX 47 News at 9
9:35pm Modern Family
10:05pm The Arsenio Hall Show
11:05pm Two and a Half Men
12:05am Everybody Loves Raymond