Lifestyles & Trends - Money & Finance

Retirees turn to a surprising source of cash in a crunch

A rising number of American households - nearly 45 percent - are "at risk" of not having enough money in retirement, according the Center for Retirement Research at Boston College. But some retirees have discovered a surprising source of supplemental retirement income: the cash value of their whole life insurance policies.

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Small-business owners see silver lining in the recession

The current gloomy economic conditions contain some good news for the small-business sector. Some small-business owners and managers are finding a silver lining in the current recession, seeing more high-quality candidates available for hire, rising employee retention rates and gains in market share. As a small-business owner, you take advantage of these opportunities and make them work for your business.

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Buying a home or making green home improvements? Don't miss out on these tax credits

A wide range of tax law changes over the last year will result in considerable savings for millions of Americans on their 2009 federal tax returns. Homebuyers and homeowners have some of the most to gain from the changes.

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Simple tips to protect and organize your precious data

The old joke goes "death and taxes are the only things you can count on 100 percent." Add a new item to that list - disk and tape drive failure. The good news is there are ways to organize and protect data.

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Make money, make a difference with the power of crowdsourcing

Google the words "meaningful work" and you'll find more than 1.6 million hits, ranging from tips for finding a job you can believe in, to how to find meaning in the job you already have. Perhaps it's another side effect of the recession, but it seems that for many Americans, making money isn't enough anymore; it's just as important to make a difference.

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Setting and sticking to your travel budget

(ARA) - Travel can be one of the biggest-ticket items you invest in each year, so it's worth it to plan ahead.

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Radiant barriers - a brilliant way to reduce your cooling costs

What is a "radiant barrier?" Well, according to the U.S. Department of Energy it's a way to reduce your monthly energy bill. Radiant barriers are designed to help block the summer heat from reaching the inside of your attic and home, and blocking heat means less energy costs to cool your home in warm weather.

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Will you be fiscally fit in 2010?

How is your financial health? If you're not sure where to begin in assessing your fiscal well-being, here's a brief checklist you can review to generate some good ideas.

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Get your money back - Fix that broken New Year's resolution

To make a lasting change to your everyday spending habits, it helps to keep things simple - and rewarding. With a plan and a little willpower, there are lots of smart ways to get your finances in order without cramping your style.

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Seek the best returns for your hard-earned savings

Savers will have to be a little more creative to earn a respectable return. In light of this, it is helpful to explore some strategies to help make your cash work harder.

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Lifestyle Trends